:root{--bg:#f7f8fb;--ink:#18212f;--muted:#5d6878;--card:#fff;--line:#dde3ea;--accent:#3157d5;--accent2:#0d7765;--warm:#f5a623;--max:1120px}
*{box-sizing:border-box} body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}
a{color:var(--accent);text-decoration:none} a:hover{text-decoration:underline}.wrap{max-width:var(--max);margin:auto;padding:0 22px}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:20px}.logo{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:800;font-size:1.08rem}.logo-mark{width:34px;height:34px}.links{display:flex;gap:22px;align-items:center;flex-wrap:wrap}.links a{color:var(--ink);font-weight:650;font-size:.94rem}
.hero{padding:70px 0 42px;background:linear-gradient(180deg,#fff 0,#f7f8fb 100%)}.eyebrow{font-weight:800;color:var(--accent2);text-transform:uppercase;letter-spacing:.08em;font-size:.78rem}.hero h1{font-size:clamp(2.25rem,6vw,4.6rem);line-height:1.02;letter-spacing:-.045em;max-width:900px;margin:.25em 0}.lead{font-size:1.2rem;color:var(--muted);max-width:780px}
.btn{display:inline-block;background:var(--accent);color:#fff;font-weight:800;padding:13px 18px;border-radius:10px;margin:8px 8px 8px 0}.btn.secondary{background:#fff;color:var(--ink);border:1px solid var(--line)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px}.card h3{margin-top:0}.card p{color:var(--muted)}section{padding:42px 0}.article{max-width:820px;margin:0 auto;padding:46px 22px}.article h1{font-size:clamp(2.1rem,5vw,3.5rem);line-height:1.08;letter-spacing:-.035em}.article h2{font-size:1.55rem;margin-top:2.2em}.article h3{margin-top:1.7em}.article p,.article li{font-size:1.03rem}.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:20px}.note,.cta{border-radius:14px;padding:18px 20px;margin:24px 0}.note{background:#eef4ff;border:1px solid #cbd9ff}.cta{background:#eef9f6;border:1px solid #c6e7df}
table{border-collapse:collapse;width:100%;background:#fff;margin:24px 0}th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}th{background:#f2f5f8}.meta{color:var(--muted);font-size:.9rem}.kicker{color:var(--accent2);font-weight:800}.hub-list{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.hub-list a{display:block;background:#fff;border:1px solid var(--line);padding:16px;border-radius:12px;font-weight:700}
footer{border-top:1px solid var(--line);padding:34px 0 50px;color:var(--muted);background:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.small{font-size:.88rem}
@media(max-width:800px){.grid{grid-template-columns:1fr}.hub-list{grid-template-columns:1fr}.links{display:none}.footer-grid{grid-template-columns:1fr}.hero{padding-top:42px}}

.affiliate-note{font-size:.88rem;color:var(--muted);margin:10px 0 22px}.affiliate-note a{font-weight:700}

.article .grid{grid-template-columns:repeat(2,1fr);margin:24px 0}.article table strong{color:var(--ink)}@media(max-width:800px){.article .grid{grid-template-columns:1fr}}